We built Generis because families deserved a straight answer.
Too many people get quoted one price online, hand over their information, and then hear from five different call centers with five different numbers. We do the opposite.
How we work
Generis Insurance is an independent life insurance agency. That means we're contracted with multiple A-rated carriers instead of employed by one, and we get to shop your health history rather than force it into a single company's underwriting box.
We ask the health questions up front (heart, lungs, diabetes, cancer history, medications) because those answers decide which carrier will actually approve you. Every plan we place is simplified or guaranteed issue, so there's no medical exam, no lab work and no waiting weeks for a paramed visit.
Your information stays with us. We're not a lead vendor, and we don't resell your details to other agencies. One agency, one agent, one clear recommendation.
Real licensed agents
Every conversation is with a licensed agent who can quote, apply and follow your policy through underwriting.
Independent, not captive
We aren't paid to push one carrier. We compare several and recommend the one most likely to approve you at the best rate.
Health conditions welcome
Diabetes, heart conditions, COPD, cancer history and mental health diagnoses are all insurable with the right carrier.