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Protect What Matters Most
Whether it’s covering a mortgage, protecting income, or building tax-advantaged savings, term and IUL plans give young adults affordable coverage with room to grow.
Start Building Early
Children’s whole life and IUL policies lock in low rates while starting a foundation of lifelong protection and savings that grows with them.
What Makes Us Generis
The word Generis means “one of a kind” and that’s exactly how we approach every family we serve. Your situation, your budget, and your goals are unique, so your coverage should be too. By working with multiple top-rated carriers, we build solutions that are as individual as the people we protect.
Here to guide you every step
We know choosing life insurance can feel overwhelming, but you don’t have to do it alone. Our licensed agents take the time to listen, explain your options in plain language, and match you with coverage that makes sense for your family. Think of us as your personal guide - here to simplify the process and give you peace of mind.
Indexed Universal Life
Flexible Permanent insurance with cash value growth linked to market indexes, with downside protection. Often used as a tax-advantaged way to build supplemental retirement income while keeping lifelong coverage.
Whole Life Insurance
Permanent coverage that lasts your entire lifetime, building cash value while guaranteeing a death benefit. Often used for final expenses, leaving a legacy, or ensuring lifelong peace of mind.
Term Insurance
Affordable coverage for a set period of time (like 10–30 years), designed to protect your family during key financial years. Often used to cover a mortgage, replace income, or protect children until they’re grown.
Disclaimer: We are independent licensed brokers, not tied to one insurance company. This allows us to shop multiple top A-rated carriers across the state and compare plans side by side, so you can be confident you’re getting the best fit for your needs and budget.
